International Personal Finance plc

27 November 2013

CZK 250,000,000 5.25% Bonds due 2018
GBP 31,500,000 6.125% Bonds due 2020

We have been appointed as trustee for this new bond by International Personal Finance (“IPF”), the international home credit business. The bonds are denominated in Czech Krona – IPF serves customers in the Czech Republic, as well as Slovakia, Hungary, Mexico, Romania, Lithuania and Bulgaria. The retail bond is a tap of the existing retail bond issues in April this year. Both bonds have been issued under IPF’s EUR 1,000,000,000 Euro Medium Term Note Programme.

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