Loan Agency Services | Facility Agent & Intercreditor Agent

As an independent Facility Agent and Intercreditor Agent, LawDeb delivers peace of mind through flexible, efficient loan administration services.

Expert, independent Loan Administration Services for complex financing transactions

With 136 years of established expertise and a global presence across London, Manchester, Hong Kong, New York, and beyond, we serve as the primary contact between all parties in loan transactions.

Our loan agency services cover the full spectrum of financing arrangements:

Syndicated Loans: Complex multi-lender facilities
Bilateral Loans: Two-party lending arrangements
Club Loans: Selected group lending structures
Direct Lending: Private credit facilities
Project Finance: Infrastructure and development financing
Asset Finance: Equipment and asset-backed lending
Structured Finance: Specialised financing solutions

Read our Facility Agent FAQs

Loan Agency enquiry

Law Debenture's core Facility Agent functions :

Maintenance of the register of lenders with meticulous accuracy
Processing transfers of holdings throughout the loan lifecycle
Managing all relevant documentation and register updates
Ensuring compliance with facility agreement terms

Principal disbursements from lenders to borrowers on closing
Interest and principal payments from borrowers to lenders during the loan term and at maturity
Accurate calculation of interest with timely rate-set notices
Complete payment reconciliation and reporting

Precise calculation of interest across all rate structures
Distribution of rate-set notices to borrowers and lenders
Management of interest rate hedging arrangements where applicable
Coordination with reference rate administrators

Acting as the primary liaison between borrowers and lenders
Facilitating all required communications under facility agreements
Coordinating with security trustees, intercreditor agents, and other parties
Managing lender consent and waiver processes

Ensuring withholding tax compliance is current and accurate
Processing waivers, amendments, and consents during the loan term
Maintaining comprehensive audit trails
Managing regulatory reporting requirements

Delivering you peace of mind : How Law Debenture approaches client service

Seamless onboarding for new transactions

We pride ourselves on fast decision-making and a robust Know Your Customer (KYC) process, delivering rapid response times when speed matters most. Our new issue origination expertise ensures smooth transaction launches with:

Quick turnaround on engagement letters and fee quotes
Efficient documentation review and negotiation
Streamlined account setup and funding coordination
Comprehensive pre-closing preparation

Successor Facility Agent Services

When circumstances require a change in facility agent, LawDeb provides seamless transition services:

Complete takeover of existing loan administration
Thorough review of historical documentation and records
Smooth handover from outgoing agents
Continuity of service with minimal disruption to borrowers and lenders

Middle & back-office excellence

Our highly experienced team possesses deep sector knowledge across all aspects of loan operations:

Primary Market Expertise including: New issue origination and syndication support, documentation and closing coordination, initial funding and disbursement management

Secondary Market Capabilities including: Trade settlement process management, transfer documentation and registration, noteholder communication and consent solicitation

Ongoing Administration including: Daily cash management and reconciliation, periodic reporting to borrowers and lenders, covenant monitoring and compliance tracking, amendment and waiver processing

Technology & infrastructure

LawDeb combines cutting-edge technology with robust operational infrastructure:

Secure, proprietary loan administration platforms
Real-time reporting and data access for clients
Automated interest calculations and payment processing
Comprehensive disaster recovery and business continuity capabilities
Bank-grade cybersecurity and data protection

Why choose Law Debenture as your Loan Agency partner?

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Contact our Loan Agency specialists

Our loan agency expert team is led by Nicola Laming. Do reach out to Nicola, or your usual Law Debenture contact, for a no obligation chat about our services.

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