Natalie Winterfrost


An experienced actuary, Natalie has considerable investment consulting and asset management experience gained over more than 25 years. 

As a Trustee she has taken a leading role in the industry, helping large schemes address ESG and TCFD issues. And while her investment expertise is sought out for Investment Committee roles, she has a broad interest in all matters pensions and represents LawDeb on everything from GMP working groups to discretions committees. Her trustee boards range in size from sub £100 million right up to the very largest pension funds.

Before joining LawDeb Natalie worked at Abrdn, with a particular focus on helping clients to structure liability-aware solutions. Prior to that, Natalie managed PwC's London Investment Consulting team and led the delivery of advice on all aspects of investment consulting to pension scheme trustees and other institutions.

Natalie is a CFA Charterholder and CFA UK Fellow for her services to the investment industry. She is also a Fellow of the Institute and Faculty of Actuaries and has a Joint Honours in Mathematics & Economics from Bristol University. 

Natalie loves nature and has previously served as a trustee of an environmental charity. As a mother of two primary age children she doesn’t find much spare time, but what she has she likes to spend outside, often to be found at her allotment trying to grow her own veg.

What her previous clients say:

"I've known Natalie for many years. She's the consummate professional, hugely experienced, and gives her time generously to others. She's the stuff that good trustees are made of."

- Ian McKinlay CIO Lloyds Banking Group Pension Schemes

"Working with Natalie over many years brought another positive dimension to our trustee board. Her knowledge as a qualified actuary often allowed our conversation to cover much more than just the investment portfolio she was engaged to advise on"

-Sean Hoyle Chairman of Pensions Wightlink UK Limited